The most important question you can ask your tree service provider is: Can you supply proof of Workman’s Compensation Insurance?
Tree Service providers often advertise Fully Insured but not all carry Workman’s Compensation Insurance. Tree work can be dangerous work. If someone is injured (or worse) on your property without adequate insurance, they (or their family) may seek compensation from you for medical bills and lost income.
We recommend that you insist on having a “Certificate of Insurance” that lists both Liability Insurance and Workman’s Comp. sent directly to you from their insurance provider (they will notify you if the coverage is cancelled).
At Q-Team, we pay many thousands of dollars annually to carry workman’s Comp. coverage on our employees, and this helps protect our customers from liability for injured (or worse) workers.